FAQ

Silvr Connect is the go-to platform for SME funding in France. Founded in 2020 by Nima Karimi and Gregory Tappero, Silvr first directly funded over €250 million to 2000+ businesses.

Today, Silvr revolutionises access to business funding by intelligently connecting businesses with suitable solutions from 50+ financial partners. Our expertise: finding THE right funding for YOUR project.

Silvr transforms business funding search.

With one analysis on our platform, access the best solutions from 50+ financial institutions. Our unique approach:

• Intelligent diagnosis of your financial situation and actual needs
• Personalised matching with expert advisor in your sector
• Professional negotiation to get the best terms
• Complete support until funds are released

Result: 70% of our eligible applications get funding, versus 25% through direct approach.

Silvr isn't just another intermediary, it's your strategic advantage.

• Sector expertise: Our advisors are specialists. Industry, retail, services, digital: each masters your business specifics.
• Real competitive tendering: multiple offers systematically compared to optimise your terms.
• Major time saving: One process to access the whole market. No more multiple meetings with the same file.
• Total transparency: Success-based fee only. No funding = no fees.

No, and that's our strength. Silvr is a funding orchestrator giving you access to ALL market solutions: traditional banks, specialist institutions, fintechs, leasing companies, factors...

Our independence guarantees an objective search for the best solution for you, with no conflict of interest.

Silvr's Paris offices welcome visitors at any time. Don't hesitate to contact the Silvr team at contact@silvr.co so we can arrange your visit. You can also meet us at various events. Follow us on LinkedIn to know when and where to meet us next.

Cash Flow & WCR:

• Overdraft, cash facility, cash flow loan
• Factoring, Dailly, discounting
• Reverse factoring, supply chain finance

Investment & Equipment:

• Standard medium/long-term credit
• Leasing, hire purchase
• Lease-back on existing equipment

Commercial Property:

• Premises acquisition, commercial premises
• Property leasing
• Works and improvements

Growth & Development:

• External growth funding, LBO
• Innovation loans, R&D
• International and export

Specific Solutions:

• Bonds and guarantees
• Grant pre-financing
• VAT, CICE, CIR bridging
• Share buyback, MBO
• And all other specific funding needs

With Silvr, you retain complete financial and operational control. It also means that you decide the needs to be covered with your obtained business loan. We won’t interfere and think it is crucial that you find the right financing mix for your business.

1. Analysis (3 minutes) - You describe your need and share your basic financial data on our secure platform.
2. Intelligent matching (48h) - Our algorithm identifies relevant solutions and connects you with the suitable expert advisor.
3. Optimised proposals (5-15 days) - Your advisor negotiate and present the best market offers with comparative table.
4. Informed decision - You choose the offer that suits you. The advisor finalises the application through to release.

Silvr serves established SMEs:

• Turnover: From €5,000/month
• Tenur time: Minimum 12 months' activity with banking history
• Legal form: All (SAS, SARL, SASU, EURL, SA...) except sole traders
• Sectors: All business sectors (retail, industry, services, construction, digital...)
• Geography: Registered in France (mainland and overseas territories)
• No maximum limit: we support both SMEs with €100K turnover and those with €50M.

Analysis and matching are 100% free.

Partner advisors work on success: they're only paid if you obtain and accept funding. This fee is transparent and communicated before any commitment; the brokerage mandate details the advisor's fee amount.

Important: If no funding is obtained or if you refuse the offers, you pay nothing.

For initial analysis (free):

• Last 3 balance sheets (or 1 if recently created)
• Bank statements for last 3 months
• Description of your funding need

If matching confirmed, depending on funding type:

• Business plan for development projects
• Quotes for equipment
• Preliminary agreement for property
• Specific documents as required

Your advisor guides you precisely on necessary documents.

Average observed timescales:

• Initial analysis: 3 minutes
• Matching with expert: 48 hours
• Overdraft/Short-term cash: 5-10 days
• Factoring/Dailly: 10-15 days
• Equipment credit/Leasing: 15-20 days
• Commercial property loan: 30-45 days
• LBO/Acquisition: 45-60 days

Yes, a search mandate with the selected advisor is necessary. This mandate:

• Commits to nothing if no offer is obtained
• Clearly defines success-based fee terms
• Can be terminated according to agreed conditions
• Protects your interests and frames the advisor's mission

Ensuring the security of your data is an absolute priority for Silvr. We systematically design our systems to protect your data, ensuring all data transmission and storage occurs exclusively in encrypted form. Silvr has obtained ISO/IEC 27001 certification, highlighting our commitment to the highest standards of information security and data protection.

All data you share with us by connecting your bank accounts or uploading your documents to the Silvr platform will be treated with the utmost confidentiality. Our access is limited to read-only, preventing any alteration or modification of information you entrust to us. We use your data solely to generate personalised funding offers and strictly respect legal obligations.

When information is shared with third parties, it's exclusively in the legitimate interest of your funding request, solely to establish a funding application. The same data deletion rights apply to any information shared with our partners. We ensure your data is never disclosed to third parties for purposes other than processing your funding request.