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Qonto x Silvr: Simplifying SME Financing in France and Germany
Silvr News

Qonto x Silvr: Simplifying SME Financing in France and Germany

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Qonto, the financial management system for freelancers, SMEs and startups, partners with Silvr to offer a new way to finance their business and grow..

Qonto and Silvr

Qonto: all your business finances in one app

Qonto gathers all your financial resources in one place.

Manage your business account and finances quickly, easily, and efficiently.

It’s for all freelancers, SMEs, and startups.

Silvr: the European pioneer of alternative lending

Silvr provides access to alternative financing solutions you can unlock when you need, as many times as you need.

Fast, flexible, and non-dilutive financing, delivered within 48 hours.

It’s for all entrepreneurs.

Why does Qonto integrate Silvr?

With the integration of Silvr on the Qonto simplified financing platform, discover a new resource to finance your business. Eligible Qonto customers can now seamlessly access Silvr’s financing solution for business growth. It’s fast, easy, and non-dilutive. With just a few clicks and your Qonto credentials, you can apply for financing tailored to your business in real-time, from €5,000 to €1,000,000.

What can you do with Silvr?

With Silvr you can

  • Finance your Invoices;
  • Finance your Inventory;
  • Finance your business Growth;
  • Finance Working Capital Requirements (WCR);
  • Or all of these at the same time!

Why is Silvr Your Strategic Partner?

  • To support your growth with what you need, no more and no less,
  • To boost your cash flow;
  • To secure vendors with timely payments;
  • And to reward your ambition as your business grows.

Who can benefit from this partnership?

This partnership is for all Qonto customers who have the role of Owner or Admin on the application

Are you eligible for Silvr financing?

To qualify for Silvr financing, your business is based in France or Germany and has a minimum monthly turnover of €7,000 in the past six months as France-based, or if it’s a Germany-based business, an average monthly turnover of €10,000 in the last three months. 


  • Your business has an operational history of at least six months,
  • No judicial liquidation should have been pronounced for any of the shareholders over the last 5 years,
  • And lastly, only professional email addresses are accepted.

You meet all of these criteria? Let’s get started!

How can you benefit from it?

As usual, with Qonto and Silvr, it's easy.

From the dashboard of your Qonto application (web & desktop), go to the "Financings" tab.

Then select Silvr.

You will be redirected to the application page.

If you are eligible, you will receive an offer within a few hours.

And that's it!

All you have to do is repeat the process according to your needs.

Visit here to connect your Qonto account to Silvr in a seamless way, directly from your Qonto pro dashboard.

Disclaimer: Each financing is subject to Capital Line’s eligibility criteria.
Check out our financing options
Open an account with Qonto
Antoine Zirimis
Silvr Writer

Content writer and editorial project manager, he studied journalism, which today serves his creativity and curiosity, whatever the subject: his inspiration remains the same.