The website www.silvr.co is published by the Silvr Group.
Publication Director: Nima Karimi, in her capacity as legal representative of the company.
Silvr Group is a simplified joint stock company with a capital of 203.765,06 € (euros) registered in the Nanterre Trade and Companies Register under number: 884 558 453(SIREN).
Intra-community VAT identification number: FR05 884 558453
Unless specifically exempted:
" Article " means an article of these TOS.
" Virtual Card " means the virtual payment card issued by Silvr's payment service provider which may be assigned to the User upon acceptance of the User's application for Financing, to use the Financing funds that will be previously credited to the account associated with the Virtual Card.
" TOS " means these general terms and conditions of use.
" Financing Agreement " means the financing agreement signed by the User.
" Funding Application " means the application made by a User who wishes to obtain funding from Silvr.
" Data " means the User's data and metrics collected by Silvr through read-only access to a set of platforms that govern its business (Ecommerce platform, payment solutions, traffic analysis solutions, advertising platforms, etc.) in accordance with Article 4.01.
" UserSpace " means the individualised and secure interface of the Website, created in accordance with Article 3 following Registration, allowing the User to access the Services and which requires authentication.
" Registration " means the process described in Article 3 allowing the creation of a UserSpace.
" Internet user " means any person browsing the Website without formalising a contractual relationship with Silvr, nor creating a User Space.
" Financing " means the loan granted to the User who has formulated a Financing Request validated by Silvr.
" Services" means all the services described in Article 4, provided by Silvr to Users.
" Silvr " refers to Silvr Group, a Société par Actions Simplifiée (simplified joint stock company) with a capital of 203.765,06 € (euros), whose registered office is located at 144 avenue Charles de Gaulle 92200, Neuilly sur Seine, registered in the Nanterre Trade and Companies Register under number 884 558453.
" Website " means the Silvr website including all tabs: silvr.co
" User " means any legal entity having access to a User Space.
" Customer Account Owner " means any legal entity that has created a User Space via the process described in article 3.01.
" Account Guest " means any legal entity that has created a User Space via the process described in article 3.02.
In the absence of acceptance of the TOS by the Internet User when he registers, Silvr informs the Internet user that he/she will have no access to the User Space nor will be able to use the Services.
To create a User Space of the Customer Account Owner type, the Internet user must comply with the Registration process via the Website and will be asked to answer a questionnaire enabling Silvr, on the basis of the declarations made, to know the situation of the company concerned.
Once this process is completed, Silvr may, at its discretion, validate the creation of a User Space for the Internet User. The Internet User will be considered and treated as a User once he/she has accepted the present TOS.
To create a Guest Account User Space, a User must create it from its own User Space for a third party. The third party will become a Guest Account User once he has created the necessary password to access it.
The User Space is strictly personal and dedicated only to the User. The User is responsible for the use of his User Space.
The User Space is accessible only via the Website and can be consulted at any time by the User after he/she has logged in using his/her login and password. The User shall make every effort to keep his/her password confidential at all times.
A User may, at any time, request the deletion of his User Space. The deletion will be carried out within thirty (30) days of the request or from the date on which the User is no longer bound to Silvr by a current Financing Agreement or other agreement.
The User understands and accepts that once the deletion of the User Space is effective, he will no longer have access to any of the Services or any information available in the User Space.
The Services provided to the User through the User Space allow him/her to:
As well as access to other Services accessible via the User Space.
The User, who wishes to obtain financing, can formulate a Financing Request. In order to benefit from this Service, the User must first give Silvr read-only access to a set of platforms that he uses or that reference him in the context of his activity (Ecommerce platform, billing management solution, payment solutions, traffic analysis solutions, advertising platforms, etc.).
After auditing the User's Data, Silvr may decide to refuse or grant the financing requested by the User.
If Silvr refuses the Financing Request, Silvr will inform the User of this refusal on its User Space or by e-mail.
When Silvr grants the Financing and after informing the User, Silvr makes it available to the User either by bank transfer or by giving him a Virtual Card credited with the amount of the Financing from a partner. The entire contractual relationship resulting from the granting of the requested Financing is governed by the Financing Contract between the Parties.
If a Financing has been granted to the User, the latter may, through his User Space, access a set of information summarising the status of his Financing.
The Internet user and the User are solely responsible for the use they make of the Website.
In the event of a breach of any of the provisions of the TOS, or of the laws and regulations in force by an Internet user or a User, Silvr reserves the right to take any appropriate measure, in addition to the actions offered by the law, and in particular to temporarily or permanently suspend access to the Website.
Silvr shall only be liable for its own fraud and for any gross negligence committed by it or its staff in the course of its professional activities.
Consequently, Silvr can only be held liable for the direct consequences of its gross negligence. Therefore, it shall not be liable for any indirect damage resulting from its gross negligence.
In any event, Silvr can never be held liable for any loss resulting directly or indirectly from force majeure or measures taken by the French or foreign authorities.
In the event that a malfunction of any kind prevents the proper functioning of the Website and/or the Services, Silvr undertakes to do everything in its power to remedy the situation within a reasonable time.
The systems, softwares, structures, infrastructures and contents of any kind (texts, images, music, logos, etc.) used by Silvr via the Website are the exclusive property of Silvr and are protected by its intellectual property rights.
Any disassembly, decompilations, decryptions, extractions, reuses, copies and, more generally, any act of reproduction, representation, distribution and use not provided for in the TOS of any of these elements, in whole or in part, without the authorisation of Silvr, are strictly prohibited and may be subject to legal proceedings.
Silvr reserves the right to modify the TOS at any time.
The Internet user is not concerned by this Article in that he/she specifically accepts the TOS at any time during his/her browsing.
The User will be invited to take note of the modified TOS and to give his consent when he first connects to the User Space as of the modification of the TOS. The refusal by the User of the application of the modified TOS will result in the impossibility of accessing the User Space and the Services.
Silvr may terminate the TOS at any time subject to fifteen (15) calendar days' notice.
Silvr may also terminate the TOS without notice in the event of a breach of the TOS by the User.
The User may terminate the TOS at any time.
Termination of the TOS shall result in the deletion of the User Space subject to the provisions contained in Article 3.
Without prejudice to any provision to the contrary between the Parties, communications (of any kind) between Silvr and an Internet user or a User shall be made in French.
In its relations with an Internet User, Silvr corresponds with him/her by any means of communication appropriate to the relationship. If the Internet user wishes to communicate with Silvr, he may use the "Contact" tool available on the Website.
In its relations with a User, Silvr shall correspond with him by all means of communication appropriate to the relationship between them. Silvr shall communicate by the same means any information required by virtue of legal, regulatory or contractual obligations. In particular, Silvr may correspond and communicate by post, by telephone, by means of the Website, by e-mail or by any other technical means.
Postal or electronic mail is sent by Silvr to the last postal address (or, failing that, the last known address) or electronic address provided by the Internet User. The Internet User assumes all consequences and responsibilities of any nature whatsoever in the event of delay or omission on his/her part to inform Silvr of a change of postal or electronic address, or in the event of delay or omission to take cognisance of the content of any correspondence or communication. Emails addressed to Silvr are sent to the following address: email@example.com
The Internet user and the User declare that they are fully aware and informed of the risks associated with the transmission of electronic mail on an unsecured public network such as the Internet. They are personally responsible for the choice, installation, use and adaptation of adequate measures to secure their electronic mail, such as anti-virus software, a firewall or the creation of a strong password. By choosing or accepting such a communication channel, they exonerate Silvr, except in the case of fraud or gross negligence on the part of Silvr, from all liability and consequences in the event of interception by third parties of the e-mails and/or personal data and/or documents contained therein.
Silvr will endeavour to take into account as soon as possible any change in the language and/or postal or e-mail addresses for correspondence and communication requested by a User. The User shall make exclusive use of the technical channels and procedures made available by Silvr to request such changes.
The dispatch and content of the correspondence or communication shall be established by the simple production of a copy thereof by Silvr.
The Internet user or the User may send a complaint to Silvr by sending it electronically to the following address: firstname.lastname@example.org
The cookies policy can be consulted at the following address: https://www.silvr.co/en/cookies-management
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