All the answers to your questions
Silvr offers to finance all your acquisition campaigns from €10k to €10m and pay back according to your sales.
We do not take any guarantees. The granting and amount of funding is determined by the observable performance of your business.
It's very simple: we charge a fixed commission of 6-9% on the amount financed. There is no interest and no maturity. We don't charge any application fees or other costs. So you know the total cost before you accept a financing offer.
Silvr offers an efficient and flexible financing alternative to bank debt, which is complex and slow to obtain, and to fundraising, which is capital-intensive.
Unlike venture capital, Silvr offers founders the possibility of financing themselves without giving up control of their company.
Silvr is a financing solution reserved for Ecommerce players: D2C brands, DNVB, e-shops and marketplaces.
To be eligible for Silvr funding, your company must have at least:
- 6 months of activity
- 10 k€ of monthly turnover
- 2 k€ of monthly paid media expenditure
We don't need a business plan or a capitalization table to make a financing offer. We only need to connect to your Ecommerce stack to analyse your performance and make financing offers. Depending on your business, this could be your Google Analytics account, your Shopify account or your Facebook Business Manager account.
We take great care with the information you share with us. Any data shared with Silvr is secured in transit and during storage using encryption methods. Our access is read-only, at no time can we modify or share the information you entrust to us.
No, not in any way. We guarantee the confidentiality of your data. This information is only used to calculate our financing offers.
Once your accounts are connected with Silvr, if you are eligible, we commit to providing you with financing offers within 24 hours and access to your funds within 72 hours.
We calculate our financing offers based on your performance (unique visitors, sales, average basket, ROAS of your paid media campaigns, etc.) and the data of your sector of activity.
Silvr financing is made available to you on a virtual bank card for your paid media expenses. Once you have obtained your card, you simply enter it into your advertising accounts. From then on, we pay your acquisition expenses for you.
We support you in the long term. Silvr can automate the financing of your paid media budget as many times as you like. Calling on Silvr a second time usually allows you to obtain even higher amounts of funding.
Your business evolves over the weeks, and we adapt to this: Silvr financing is repaid as your sales increase. Each week, you pay a fixed percentage of your turnover until the financing is repaid, plus our commission. So if your turnover drops, your repayment drops too. On the other hand, if your turnover increases, you will have finished repaying earlier.
When we offer you financing, we want the percentage of repayment on your turnover to allow you to repay more slowly than if you were to pay for your acquisition campaigns yourself. The aim is to spread your repayment over time to free up your cash flow.
The repayment percentage is fixed throughout the repayment period. The same repayment percentage is always applied to your turnover.
Repayment to Silvr begins several weeks after the finance has been made available to you. This deferral allows you to collect several weeks of turnover and build up your cash flow before you start repaying.
Repayment stops when you have repaid the full amount granted to you, plus our commission. Generally, Silvr financing is paid back within a few months.
Silvr allows businesses to turn a year's worth of recurring revenue into cash, instantly. For entrepreneurs, this means more cash to grow a business without debt or dilution. It's like having your monthly or quarterly customers pay you annually upfront.
We take no capital, personal guarantees or hidden fees. Our financing is based solely on the actual performance of your business.
Silvr provides entrepreneurs with a unique alternative to dynamically finance their growth without losing control of their business. Equity fundraising is one of the most expensive ways to finance working capital, while debt is not very flexible and is not suitable for digital companies that often lack the assets to secure bank loans.
Silvr gives you the opportunity to define the amount of capital you need. Our remuneration is simple: we charge a fixed percentage on the amounts we provide.
With Silvr, the way you bill your customers directly never changes. To your customers, we don't exist.
At Silvr, we finance all companies with recurring revenue, wishing to take their business to the next level, regardless of their sector and funding (bootstrapped or VC backed).
To be eligible for Silvr funding, your company must have at least:
- 6 months of activity
- 10 k€ of MRR (Monthly Recurring Revenue)
We need to connect to your SaaS stack (ChargeBee, Stripe, Recurly...) to analyse your performance (churn, cashflows...) and propose to you on a recurring basis to transform your MRR into ARR.
We take great care with the information you share with us. Any data shared with Silvr is secured in transit and during storage using encryption methods. Our access is read-only, at no time can we modify or share the information you entrust to us.
No, not in any way. We guarantee the confidentiality of your data. This information is only used to calculate our financing offers.
Once your accounts are connected, you are free to choose the volume of contracts you wish to fund, within the maximum limit allowed. This limit is constantly re-evaluated and increases according to your performance, growth and history with Silvr.
Every month you can finance the annual value of your new contracts.
Each company we work with is unique. Once you start funding with Silvr, we evaluate your account on a weekly basis, so your limit will change as your ARR changes.
Silvr funding is available to you in your bank account within 72 hours. Accelerate your growth or expand your runway, the choice is yours.
Every month or quarter, depending on the type of contract financed, Silvr deducts the value of the subscriptions financed once your customers have paid you. The repayment schedule is therefore fixed over 12 months.
Once a contract is financed, repayment begins the following month.
The refund ends when we have taken the equivalent of the 12 months of subscriptions we have financed.