Smart Short-Term Debt

Flexibility meets profitability — Silvr's business loans offer debt instruments that get you to your next milestone faster.

  • Loan amounts from €5,000 to €1,000,000
  • Payment terms from 1 to 6 months, with clear maturity dates
  • Interest rates starting from 1%
  • No collateral required
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ISO 27001 certified
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Excellent on Trustpilot
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Short-Term Debt Options for all SMEs

Custom-fit and Personalized

We offer personal support and flexible short-term credit that match your sales profitability.

Applied for in 5 Minutes

Silvr is different from traditional bank loans. Apply for financing with us in just 5 minutes.

Available within Days

After signing our financing offer, you'll receive your funds within 48 hours.

Easy Refinancing

Renew your financing effortlessly during the fiscal year, ensuring your working capital needs are always met.

Versatile Lines of Credit

Our offering might be a common type of short-term debt, but it’s multifunctional – and usable for any purpose and all business operations. Use your newly gained liquid assets flexibly as investment, growth, or supplier credit. We are here to enhance your company’s ability to manage current assets and liabilities.

  • Finance invoices during low-revenue times
  • Compensates missing working capital
  • Meet payment obligations on time
  • Secure yourself perfectly against uncertainties

Keep your Cash Flow Flowing

Traditional credit ratings can make securing funds from financial institutions difficult – especially for small businesses. We use our own data-based scoring technology. So, regardless of your financial obligations or accounts payable, Silvr keeps your cash flow flowing. Perfect conditions for profitable growth!

  • Business loans without long-term debt
  • Smartly manage liquidity shortages
  • Easily diversify financing sources

Testimonials

Marketing

“With this additional cash reserve, I keep flexibility to invest in new projects”

Brian
Founder & CEO
Birget Agency
E-Commerce

“We needed to do more on marketing. With Silvr, we were able to fund campaigns we wouldn’t have dared to imagine otherwise”.

Jonathan
Co Founder
RSVP
Consulting
IT

“Thanks to this boost in cash, we can onboard new sales representatives, drive more revenue now and spread the cost over several months.”

Sonia
Founder & CEO
SN Consulting
IT

“Thanks to this cash reserve that is always available, I can readily invest in new projects”.

Laurent
CEO
Mac Renew
Consulting

“The interval between the moment our monthly expenses are paid and the moment we get paid by our clients affects our cash flow levels. Silvr short term loan is the perfect solution for that”.

Willem
CEO
Flow Bow
Conseil
Services

“Le financement court terme de Silvr correspond parfaitement à notre besoin. Cela nous permet de le renouveler régulièrement, sans contraintes à long terme.”

Sonia
Dirigeante
SN Consulting
Conseil
Services

“Avec les fonds, nous pouvons recruter des commerciaux dès maintenant, augmenter nos ventes, et étaler l’impact de ces recrutements en remboursant sur plusieurs mois.”

Sonia
Dirigeante
SN Consulting
Informatique
Commerçant

“Avec Silvr, j’ai pu combler le délai de paiement de certaines commandes clients et développer une nouvelle offre en B2B.”

Laurent
Fondateur
Mac Renew
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Eligibility Criteria

Registered in

Deutschland oder Frankreich

Registered in

Germany or France

Registered in

Germany or France

Registered in

Germany or France

En savoir plus

What can Silvr financing do for you?

Finance your working capital

Get an instant cash advance for your working capital needs.

Finance your client invoices

Don't wait for your customers to pay you, finance your invoices and fulfil your WCR.

Finance your inventory

Increase your sales, avoid stock-outs and negotiate discounts with your suppliers.

Finance your growth

Recruit, invest, develop your products and strengthen your communication.

Finance your supplier invoices

Pay your supplier invoices in instalments and safeguard your cash flow.

Finance your marketing

Increase your acquisition budgets, pay an agency and boost your sales.

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